Some states prohibit large upfront payments and/or have set limits that are determined by tenant offering whether or not they qualify for those funds. 

That kind of income with decent credit you should qualify for way more.

Topics could include lead generation, hiring, scaling operations, and more.This wouldn’t be a coaching group or anything formal — just a few experienced operators who want to swap insights, hold each other accountable, and stay sharp.Because transparency would be key, I’d want to be selective with who’s included.

Lenders hate garden units, and it shows in your DTI hit.That +$250/mo difference in how they underwrite the income may not feel huge today, but it directly affects how soon you can qualify for your next deal.

Many of our competitors and nearby communities are offering aggressive move-in specials like ½ off the first month, one month free, or even two months free rent.In our leasing office, we’ve received a high number of inquiries, but many of the prospects simply don’t qualify.

When filing jointly, if one spouse qualifies as a Real Estate Professional and materially participates, the rental activity as a whole can be treated as non-passive for the joint return.

Staying organized and tracking your hours is essential, especially if your goal is to qualify for REPS in 2026.

Once you pass that point, it’ll have been more than three years since you lived there, and you’ll no longer qualify for the exclusion.If you sell before March 2026, you can likely exclude up to $250k/$500k of gain from federal taxes.

House hacking lets you live in the property, have tenants help pay your mortgage, gain hands-on landlord experience, and even write off a portion of expenses like mortgage interest, repairs, and utilities.Using your VA loan is definitely a good route as it lets you get in with almost no upfront cost (which is awesome), and if you go the live-in flip route, you may qualify for the Section 121 exclusion, meaning up to $500K of gain can be tax-free if you’re married and live there long enough.

@Jeremiah DunakinAt least ask pre-qualifying questions and state your criteria up front.