Even if rates were dropped, it won't be enough to offset the huge increase in the property, increased insurance costs increased tax costs.

Huge property tax relief bill signed into legislation that will raise the homestead exemption by 40% including - Homestead exemption increased to $140,000- Exemption for seniors and disabled Texans raised to $200,000- Business personal property tax exemption expanded to $125,000https://www.kxan.com/news/texas/gov-abbott-signing-10-billio...

Quote from @Moises Bonilla: Currently living in IL Chicago suburbs area , and have a huge desire for real estate in general inside my heart .

Or perhaps a series LLC could be beneficial.

From there we differ because folks here overwhelming use leverage to buy properties.I'm a huge fan of the BP Rental Property Calculator.

I think there is a huge amount of people that are indifferent about AI & equally a large amount that swear by it...AI can greatly increase the ability for agents to create ads, save on money & time.

My thinking is that using the money now to get started investing would be more beneficial over the returns of the 403b over the long run.

This could include loss of rental income if you are unable to find a new tenant in time.However, pursuing legal action can be time-consuming and costly, so it might be beneficial to have a conversation with your tenants to find a mutually agreeable solution.

That is a huge risk if you are bidding top dollar with slim margins. 

Building codes will require a certain amount of parking, etc.The big thing from my understanding (I actually interviewed an expert in this area) is the retail space needs to be beneficial for the tenants.