@Brett CarpenterI am in the same boat as you and looking at the same strategy almost identical ideas.   

Adding properties is more of a hobby than a goal or sense of accomplishment/purpose/identity. 

They make identical income but she’s relatively vindictive and super bored.

One thing I’ve been exploring is a streamlined screening flow:- Applicant uploads docs directly in chat-first UX- Instant ID/income verification on the backend (need to figure out how this would be automated in a chat-first UX)- Clear status updates (push notifications on phone) so landlord / applicant know exactly where things standThat way you’re not chasing paperwork for days, and they’re not left in the dark.When you’re screening now, where do you hit the biggest wall—actually confirming someone’s identity, verifying income, or spotting red flags before they move in?

There’s no income verification, no interest reserves, and experience isn’t required.

Someone hurts themselves at one of your properties, do you believe not knowing the identity of the member behind the LLC will deter the plaintiff's attorney from filing the claim? 

Underwriting & TimingNavy Fed underwriting can be stricter on income verification and may require additional documentation since the loan is riskier with no money down.Timelines vary, but expect 30–45 days to close if everything goes smoothly.4.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

However, most investors associate anonymity with protection i.e. if their identity is hidden, they can't be sued.

If you want something way more accurate , you'll have to pay a premium with tools from thomson reuters or transunion, they are also highly monitored from an identity theft perspective.