
11 August 2025 | 29 replies
This prevents incentives to steer borrowers towards loans with disadvantageous terms, such as higher interest rates, in order to maximize their own compensation.Charging certain fees in high-cost mortgages: Under Dodd-Frank, it's prohibited to charge a fee to modify, defer, renew, extend, or amend a high-cost mortgage.Charging excessive late fees: Late fees on high-cost mortgages cannot exceed 4 percent of the overdue payment and cannot be imposed more than once for a single late payment.Charging fees for payoff statements: Creditors or servicers generally cannot charge fees for a payoff statement.New lender, New Loan officers, brokers, are the ones who need to pay more attention because audits are required.

3 August 2025 | 11 replies
A good PM has to master a range of structured lease types - NNN, base year, modified, gross- and navigate their nuances to protect interests.

1 August 2025 | 4 replies
It’s a simple line item in their insurance paperwork, and it means you’ll automatically get notified if the policy is canceled or modified.

31 July 2025 | 5 replies
One of my tenants request to modify the lease to replace one of the occupants on the lease with another person.

1 August 2025 | 10 replies
I opted for a TPO style flat roof that is more expensive upfront but does not require the maintenance of modified bitumen.

31 July 2025 | 8 replies
- If so, 1031 into something bigger and easier to manage and then when you pass, the inheritor receives your property(s) at a stepped up basis - subject to Inheritance Tax limits.Otherwise, sell one every 1-5 years when you need the cash, so you can plan expenses to offset capital gains.14 properties - presume these had to have been single families.Oh, I'm modifying the original post to mention leaning toward creating a trust which we manage..so we would own very little yet manage the trust which owned investments and such.Here is what I understand/misunderstand (better or worse) on moving every 2 years (as we are open to that albeit pia.) • Multi-unit would only support a %, so a quad would 25% and prorated over all years of ownership....witteling advantage to not worth the effort. • Single unit properties get pro-rated.

26 July 2025 | 3 replies
Did you modify the layout of the building (e.g., add bedrooms, reconfigure space)?

22 August 2025 | 86 replies
So truly, the big modifier here is in the details, of exactly what and how a person does there investing.

26 July 2025 | 5 replies
I suspect that the law will eventually be overturned or modified as it seems overly broad to me, but at the moment, the law prevents marketing any real estate property that you do not have ownership in.

25 July 2025 | 6 replies
The goal is something that I would not have to manage much until later, when she gets closer to needing it for college or a house etcAsking Chat GPT and got an answer ive modified to Something like- 40% U.S.