Roth conversion might be restricted by the proposed Biden tax reform if it happens in 2022.

Now years later, I am a reformed investor.

Guys, I'm a reformed syndicator who has converted to being a passive investor in syndications.

There's a lot of people in your boat, and likely will band together to get some type of reform.

I think it's pretty clear it disincentivizes new construction or encourages landlords to find ways around it.However, I do believe we could do better in areas for encouraging new construction with zoning reform and other tax incentives.

GSE Reform: Moving toward privatization of Fannie Mae and Freddie Mac3.

Unless there is drastic reform, I don't see there being much improvement in the short term or near future for the tougher parts of Kensington.

Despite these challenges, the proposal could complement other housing reforms aimed at addressing the nationwide shortage.

The reforms in 2022 were a game changer.

I filed claims on those properties after the reforms, but the insurance companies stood firm this time.