Quote from @Tim J.: A partner and I own a 6 unit in Barre VT. 

The likelihood of all of these occurring is low in a typical subject-to transaction. its why way back in our day we did these with wraps CA has a debt instrument called an All inclusive Deed of Trust it wraps the orginal mortgage it is a second in function my dad had a company called CA wrap back in the day and did hundreds of them.. its de ja vu all over again.. he did this during the Carter interest rate spikes just like sub too is now coming to light in a big way because of interest rate spikes.. 

Quote from @Ned J.: A LL is responsible for any repairs or upgrades that are NEEDED..... the debate becomes is this work is NEEDED....

Hey Terra,Short answer-Yes.

Even low-fire terra cotta work usually fires at 1945F.

. - JA

@Kate J.

. - JA

. - JA

. - JA