.- Main water line and entire meter popped off the main supply line and had an unimpeded 1" water line dumping into the basement on mother's day, was about $1400 to fix, and basically an afternoon of waiting around for city and fire dept to turn on/off water at curb. 

Thus, no waterholes to trap water. 

Using an average utility expense is futile because you don't know the age of the furnace, HVAC, hot water heater.

With LVP any water that makes it through the concrete will be trapped and create a squishy noise.

However, my parents lent us the downpayment + closing costs, so most of our cashflow will be going directly to them for a little while.I just recently came across a quadplex in my area that is fully leased, grossing $3,675 per month, while the landlord pays gas/water, and electric/internet are tenant paid.

City water 200 yards away

(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

All major appliances, AC unit, water heater are <5 years old. 

I replaced the flooring, painted all the walls, new water heater, and a few other things.It was incredibly challenging during the renovations because I was doing all the work myself and things were moving slowly.

You should be able to install them pretty easily as long as you have proper access to a water/gas line/electric meter that can take the extra power for the dryer/washer.Should be paying about $1-$1.5k retail for each addition, 94 units, I'd be looking at $600-$750 each.