I understand your point, but I’d like to clarify my situation and perspective.First, regarding the lien release — I’ve confirmed directly with the title company that they will not proceed with releasing funds or closing the deal unless they receive an official zero balance demand and the lien is properly reconveyed.

This strikes a balance between being relaxed and maintaining a professional appearance.As for things to bring, consider carrying a small notepad and pen for jotting down notes or contacts.

Smart locks are becoming more common in rentals, especially short-term and multifamily units.Pros:No need to rekey between tenantsCan grant/revoke access remotely (great for maintenance or showings)Access logs for added securityTenants like the convenienceCons:Dependence on batteries or Wi-Fi—can fail if not maintainedSome tenants may be uncomfortable with perceived privacy concernsHigher upfront cost and potential for tech support issuesIf the system fails, physical access could be a problemFor long-term rentals, a keypad lock with manual override might be a better balance—still allows for code changes without rekeying, but avoids some of the tech pitfalls of smart locks tied to Wi-Fi or apps.Whatever you choose, just make sure there's a backup access method and clear communication with tenants about how it's managed.

I do a ton of real small balance stuff 20 to 50k.. those are where the money are ..  

@Sid Verma Columbus is a lot like Detroit, which are both a lot like any other Midwest city except Chicago.Meaning, prices should be within 10% of each other.Either post the bid prices here, removing any ID info or DM us directly.We'll review and let you know if the $12k is reasonable or not.Curious, was the tenant in this unit evicted or leave a past due balance?

This cuts your time involvement dramatically without the designer price tag.Ultimately, the goal is to balance aesthetics with efficiency and cost and it’s very possible with the right system in place!

That said, a few portfolio lenders, credit unions, or community banks in the local market might be more flexible, especially if you can show consistent income from the land contracts.Another option: bundle 2–3 of your performing notes and refi with a blanket DSCR loan, if the combined value meets the lender's minimum.Also worth connecting with private lenders open to low-balance long-term rentals—they’re usually more flexible on loan size and structure.Would you be open to creative financing or JV structures on future deals?

My take is the longer it takes to explain how a deal works, the less likely it is to be successful.I think creative deals like that are best for investors that have a pile of cash or line of credit to knock out the loan balance if things go sideways.

Six months is considered a balanced market where the number of buyers and sellers are roughly equal.

Any "equity" held in the property would first go toward paying off your note balance (as you would expect).