It’s maturing.And for smart investors, that’s the best possible environment.A balanced market gives you the ability to:Buy without panicNegotiate like an adultFind motivated sellersAdd value intentionallyBuild a portfolio based on fundamentals, not frothIf you’ve been waiting on the sidelines hoping for a huge drop—don’t.

I keep hearing that at some point I will need to take the plunge, and I'm trying to balance being careful and judicious while also not falling into analysis paralysis.

Curious how others are balancing DSCR requirements with management strategies. if it aint broke, I do not fix it, regarding strategy and everything in general.

If you just want to dabble to make some extra money and don't have the passion to go all in, it's a tough business keeping up with all of the regulatory changes and balancing keeping owners happy with taking care of tenants.   

I am buying my first property this upcoming Monday.I have a student loan balance from dental school above 400k with an interest rate of 5.875%.

And in the millions, before cash flow becomes meaningful.You are right, it's always about balance.

-Landlords want stable tenants, not weekenders.The MTR model hits the perfect balance between profit and peace of mind.Who else thinks 2025 is the year to scale MTRs?

Other times they are trying to pay down their past due balance, and they aren't allowed to pay more than the monthly rent unless I log in and manually set up a new invoice for them as a one-time payment which is a headache for everyone. 

@Andrew SteffensNo lender is going to take a mortgage on an overseas property because they don’t have the infrastructure (nor the willingness) to try to repossess the property in case of default and even the largest international banks won’t do it.You might hear that somebody in the US got a loan in the US to buy a property overseas but that could be because they gave a US property as collateral or any other collateral or it’s a company that has a strong balance sheet and took an unsecured loan but that would likely defeat the propose of the original poster.If you know of any lender who takes an overseas mortgage as sole security for the loan, let me know as I’d be very interested but  I’ve worked in the banking industry across the work for many years so I know that, if ever there was any, it’d be more the exception rather than the rule. 

Quote from @Jason Bobby: Quote from @Cliff Benner: @Jason Bobby I have tried Stessa and I didn't Like it, I am an Accountant and went to School for Accounting, so for me I needed a software that allowed me to make Journal Entries and at the time I used Stessa, I was unable to do that, and I did not like the way the reports read when I pulled a P&L & Balance Sheet.I have found Wave to be a decent software, it is just a free General Ledger Bookkeeping software, not industry specific at all, but allows integrations.