No stainless tub in the dishwasher and no water/ice maker in the fridge. 

I am ready to start cold calling owners in my targeted area, only I don't know what to say just to break the ice.

So my appliances pay for themselves year 1 while still under warranty. 2) do you want someone who’s never done it before attaching their washer or ice maker in your property?

For refrigerator, we avoid ice makers and avoid water dispensers.

Explain to them how freezers work, and explain that overloading them will create ice damming, which plugs the drain line and causes a bunch of different fridge issues10.)

You want water leaks from the ice maker line?

We've all seen charts where they show that stocks make that "hockey stick curve" in 30-40 years that encourage us to invest in the stock market and our retirement accounts.

You can usually take it all out for around 1-2% fee...which if you did your homework is cheaper than most (although some cards don't charge during the into period) but when you go the gold route especially right now because of the shaky market conditions of wall street, gold is going up...so instead of getting charged a fee there is a possibly of actually making some money instead (this should not be considered as part of the strategy but maybe icing on the cake for a cheap transfer rate.)

BP  votes mentions PM's  usually 30 minutesESPN   MLB  NBA NFL  don't follow hockey or soccer by 6:30 my escrow docs from all over the east coast start arriving. 

So I'm using my "worst case scenario" anything above $115k for the appraisal would just be icing on the cake!