You could get a judge who is a ghost hunter in their spare time and completely believes in it... unlikely but you catch my drift :) Heck some people I know would WANT to rent it out specifically because it's haunted!

At least once a day someone beep bopping on by will ask if it will be for rent (or am I looking for someone to work....or can I spare a few bucks). 

Those are expensive and hard to find, so the next option is a big house with 5+ bedrooms where you can rent out the spare rooms.

Which was to go where it's gorgeous, all access, compacted into a "bio engineered" community.We have several communities like that here, and a new one going up with 35,000 homes over the next 3 years.

The down payment for a $160k property + closing costs should be no more than ~$45k, so it looks like you have room to spare.

I know some people thrive on college niches and I do hope to get into that someday but as of right now, I don't think I can spare the headaches for dealing with student tenants.

Let's say you have an extra room in your house (maybe your kids are grown, or you have a spare room you keep for eventual guests or you are going on vacation for a month or so).

I am comfortable with the market where I live and am planning to buy single-family homes that need some repairs and renovations that my fiance and I can complete together in our spare time.

Best: buy house with suite, live in suite, rent out main floor and your spare bedroom downstairs.

I would suggest working overtime to pay it off, use your spare time off of work to start a side hustle, sell stuff on Offer Up or Letgo, or work with your spouse on creating something else as a secondary means of income to pay it off.