My goal is to acquire my first multifamily property—an 18+ unit apartment building—that can generate around $24k in annual positive cash flow by late 2027.

Once you acquire and stabilize your first property, the rest come much easier.

No heavy rehabs.Use private money or short-term capital to acquire them.Structure that private money to be paid off within about 5 years - smaller loan, faster payback.Then sell the property on terms using seller financing with a 30-year note to a family who wants to own, not rent.The buyer makes fixed monthly payments for 30 years.After the private money is paid off in year five, the income continues for another 25 years - steady, predictable, and debt-free.In simple terms:You’re financing like a car loan but selling like a mortgage.The result is a portfolio of free-and-clear homes that still send monthly payments for decades, without renters, maintenance calls, or refinance risk.Why it works:Shorter debt horizon = faster path to financial freedom.Selling as-is means no rehab costs or turnovers.Owner-occupants take care of the property.Payments are consistent and long-term.It’s not about leverage.

Additionally, I plan to make this two units ( upstairs and downstairs) at some point but for now I’m looking to take equity out of the property.

I have a 4 unit in midtown Savannah, and would like to acquire more in the right area of town.

This is how we have it structured but wanted to make sure we weren't missing any additional opportunities. 

.🔑 Our Current Focus:Portfolio Growth: Acquiring and stabilizing 100+ units by year-end in the Texas, Oklahoma, and Las Vegas markets.Model Expansion: Developing a turnkey investment platform to serve international investors.Strategic Partnerships: Building relationships with investors, private lenders, and operators who are committed to sustainable, win-win real estate solutions.I welcome connections with fellow investors, lenders, and strategists who are interested in collaboration or sharing insights.

I want to benefit from appreciation and acquiring more units.

As inventory expands in these higher-end pockets, pricing strategy matters more than ever.Opportunity Zones Inside KnoxvilleA few segments are particularly interesting right now:Properties listed too high by unrealistic sellersThese often take reductions and can be acquired under market value.Dated homes in great school zonesThese are still gold—families want them, but buyers aren’t rushing, giving investors breathing room.Move-up homes where sellers need a quick transitionAs the market slows, more sellers become motivated when their next purchase depends on their first sale.Buyers Are Back to Looking for Value — Not EmotionDuring the peak market, buyers jumped on anything.

Any suggestions on ways to access the equity and use to acquire another property without compromising the existing interest rate on the property?