But if a wholesaler/solicitor uses fraud or deceit/deception to gain consent where they wouldnt have otherwise gotten it from a party that was not deceived, then this could easily fall into the realm of fraud and criminal prosecution would be appropriate.

.🚨 Red Flags to Investigate:Exploitative Positioning: Framing distressed elderly home sales as "leads" without proper consent from families or guardians.Certification Gimmicks: “Certified Investor” badge may hold no legal weight—used to justify upsell coaching and access fees.Upfront Buy-in Fees: Known to charge large access or onboarding fees to investors (often $10K+).Misuse of Influence: Repeated podcast tours and affiliate deals suggest a guru marketing cycle, not eldercare expertise. 

By doing this, you run the risk of them deciding to actually close the credit card down completely without your consent.

For purposes of this Section 19 only, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract, or escrow agreement, the intent of which is the transfer of title by Borrower to a purchaser at a future date.If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument.

Borrower must occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and must continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent will not be unreasonably withheld, or unless extenuating circumstances exist that are beyond Borrower's control." 

Had another company out and they basically did the work with no consent from me assuming they could just bill my insurance whatever.

It is changing a contract (the lease) between two consenting contracts to the benefit of only one of the parties.

If you search "consent for audio recording in Iowa" that should give you some good results!

From my understanding, your tenant had all of this work completed without you or your property manager's consent, correct? 

I’ve had tenants who looked great on paper but quickly became unreliable.One thing that helps is including an authorization form in your application that gives consent to verify income and previous rental history.