Last year, I read a book called The Fourth Turning Is Here: What the Seasons of History Tell Us About How and When This Crisis Will End by historian Neil Howe.

You can also use the find a tax pro feature.Id also recommend you reach out before the end of the year. (1) CPAs will book up; (2) you limit your ability to tax plan by engaging a professional in 2026; (3) you make tax season more stressful on yourself 

As a seasoned investor with capital cushion using it as true leverage would appeal to me if the rates were lower than they are now.

I'm a young investor who is looking to buy a multi-family property late next year, but I would love to be able to shadow a seasoned investor and learn a few things first.

Sign of a soft market with increasing DOM.How well do you understand the seasonal effect on DOM and absorption rates?

This simple step establishes you in the credit world, giving you a score, and seasoning your credit profile. 

Yet good sponsors are still closing — by engineering smarter capital stacks, not waiting for rates to fall.Here are 3 structures we’re seeing work right now 👇1️⃣ Senior + Mezzanine LayerWhen banks stop at 65–70% LTC, adding a mezzanine layer pushes leverage up to ~85%.It’s structured debt — not equity — letting sponsors close gaps without dilution.2️⃣ Preferred Equity Replacing MezzWith mezz pricing tightening, many sponsors are pivoting to preferred equity — same position in the stack, but with more flexible terms and upside participation.Often used when senior lenders won’t allow a true mezz note.3️⃣ Bridge with a Construction TailBridge lenders are extending into stabilization periods, giving developers time to lease up or season cash flow before refinancing into perm debt.That flexibility can make or break timelines right now.🧩 Why this matters:Capital creativity is the difference between paused and closed deals.The capital stack isn’t fixed — it’s engineered.💬 Question for the group:What’s the most creative capital stack you’ve closed (or seen) in this market?

Get your books in order from Day 1.Don’t wait until tax season to figure out what your income and expenses look like.

Hi everyone, Renting for the first time and I have a few questions for seasoned landlords:1.

Use the VA in 2027 only if you can truly occupy, then plan a rate‑and‑term or cash‑out into conventional once you’ve got seasoning, strong credit, and an LTV target that avoids heavy pricing hits.