You would think that San Diego county falls into that category, but the loan limits there are just slightly under.Here are the FHA loan limits for San Diego County in 2025: SFR                                2-Unit                           3-Unit                          4-Unit$1,077,550$1,379,450$1,667,450$2,072,250When you're doing a renovation loan like 203(k), the loan limit is the max, inclusive of any renovation costs that you're financing. 

.🏗️ A New Vision for NeighborhoodsMiddle housing is part of a smarter, more inclusive approach to urban planning.

Perhaps you offer it as an inclusion for your tenant, or you'll need to have separate internet systems hooked up.Let me know if this helps.

Are you stating that you have made, or have heard of an investment on Prosper of $10,000 that pays interest only payments of $320 per month for 36 months and then your principal of $10,000 is returned; or is the $320 monthly payment INCLUSIVE of principal and interest and the loan amortized over three years?  

.: Quote from @Jay Hinrichs: never heard it called a wrapper before.Goggle all inclusive Deed of Trust  California document and read it.. this is the proto type wrap instrument created in the late 70s  and we used it well over 200 times. 

could he be talking about an All inclusive Deed of Trust which is a CA debt instrument that wraps mortgages and is the preferred way to see when doing a sub to.. 

It shall be unlawful for any shared housing host to advertise for rental, list on any platform, rent or book for future rental any shared housing unit that is located in a building containing two to four dwelling units, inclusive, unless such dwelling unit is: (i) the shared housing host's primary residence, and (ii) is the only dwelling unit in the building that is or will be used as a shared housing unit or vacation rental, in any combination.

U then have to make your payments while your buyer is ripping your rents .. and in Baltimore foreclosures take at least a year and cost thousands.. you could find yourself upside down 25k or more before you knew what hit you.. so is it worth the risk.Google All inclusive Deed of Trust  California.. this is hands down the best debt instrument to use if you can .. read it carefully and you will understand what rights this debt instrument gives you as the beneficiary of said instrument. 

We’ve found it’s cleaner to keep things all-inclusive, but would love to hear how others are handling it too.

You now own the mortgagee's interest in the wrap mortgage and note (or the beneficial interest in the all inclusive deed of trust).