The way I see it, location is the most important factor for dogs, though.

In this situation, I actually know the company to a degree, and I know they have come under 3 very strong stress factors in the last year. 

@Jay Hinrichs, with hope to close Q1 2026, what factors play into your willingness (or not) for any type of price drop to get a deal done in desired timeframe? 

Theirs many factors on points and costs though.

Hi Nick - While that does sound a bit high at face value, as others have mentioned, there are a number of factors that could influence the rate upward.

Your also completely removing a MAJOR economic factor of the future value of the dollar, or dollar depreciation rate. 

An S-corp on top can make sense for active income (flips, wholesaling, property management), but it doesn’t usually reduce tax on pure rental income and can add payroll and multi-state filing complexity.With multiple states (NC/SC/GA/FL), you’ll also want to factor in state filing and nexus before stacking entities.You’re smart to think about protecting assets and your 22% bracket, but I’d model a simple version first (just LLCs + your current return) and only layer in an S-corp if the numbers and activity level really justify it.

I explained this to the client and that it was not good move to buy the house due to all the factors and she would not make money due to the purchase price and where the true ARV was for the property. 

A big factor is price-point for the location however, and how the property compares to similar recent sales of course.

It is crucial to consider various factors to ensure accurate projections.These factors include the total loan amount, interest rate, whether the rate will be fixed or floating over the loan term, the amortization period, the loan term, and the availability of interest-only periods or future funding.