I’d be happy to help you explore multifamily options and share what financing would make the most sense for your goals.To hit your questions one by one:• I’m a mortgage broker, not a direct lender — that means I shop multiple wholesale lenders to find the best rates, terms, and programs for each client.• I offer a full range of conventional, DSCR, investor cash flow, bank statement, and portfolio multifamily loans.• Yes, I can communicate directly with listing agents to help strengthen your offer and show that financing is solid.• The money I lend comes from reputable wholesale lenders and banks I’m approved with — all underwritten through standard agency or investor guidelines.• For down payment assistance, those are generally limited to owner-occupied deals — happy to run through what’s available if you plan to live in one of the units.• To start, I’d just need some basic info about your goals, income, credit, and property type — we can figure out the best fit from there.• Pre-approvals usually take 24 hours or less once I have the necessary info.• Yes, I have rate lock programs available through several of my lenders.• I can absolutely share references and reviews from clients, including some who are active here on BiggerPockets.• And yes, I regularly connect clients with investor-friendly agents, property managers, and insurance pros in the area.If you’d like, we can set up a quick call or Zoom to talk through what you’re looking for and get you pre-approved.– David Stephens

If you weren't living there you could get a dwelling policy that only covers the building (since the contents wouldn't be yours.).I would go with an independent insurance agent, because they can shop a number of insurance companies for your best rate, whereas if you just went with a "State Farm" or "Geico" type company you will just get their one rate.

Hey everyone —Curious to hear how other lenders and shop owners are structuring comp for their loan officers.

Definitely don't overlook physical bulletin boards at the library, grocery store, or coffee shop; they still surprisingly generate leads here. 

Understand your lender fees as much as possible as well; know how many points you are paying and shop that rate!

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

Two quick tips: set a simple buy box first so agents know exactly what to send you, and interview two or three property managers now to verify real rents, neighborhoods, and realistic expenses before you shop hard.What’s your target—SFH or small multifamily, preferred neighborhoods, and cash flow goal—so I can point you to the right type of agent and PM to start conversations with?

Showing → “I like it” → No application means one thing: frictionEvery time a tenant says they want the application and doesn’t submit it, that usually means:application link isn’t obviousthe process feels too long or confusingthey wanted to shop around before paying an app feethey’re borderline qualified and stallingMake sure your follow-up system is tight:Send the app link within 5 minutes of the showingFollow up again 24 hours laterThen again 48 hours later saying:“Just letting you know we’re reviewing apps soon, want to make sure you get first priority.”You’d be shocked how many people apply only because you followed up.Typical timelinesFor my rentals, at the price point you're listing:3–5 days to get first applications10–14 days to lock in a qualified tenant30+ days only when rent is too high or tenant pool is extremely smallYou’re still very early, but if you want to accelerate things, I’d tweak price slightly and tighten the follow-up.

International capital doesn’t go shopping for land the way retail investors browse MLS.

Quote from @Danielle Solovyeva: Hi Jakub, I'm in a fantastic training with Avery and Luke Carl through the short term shop.