Things that impact these types of loans are your credit score, the loan to value, the prepayment penalty, and DSCR ratio as others mentionif any of those is off it will impact it greatly 

Your money stays safe, but you won’t earn much in interest.Roth IRA:Excellent for long-term, tax-free growth — but contributions are capped each year, and pulling funds early can come with penalties (except for your original contributions).

.- I received a quote of $800 per room for basic touch-up painting in a 1,200 sq ft property—very high, and I have no alternatives since it’s out of state.- They charge extra for handling evictions.- One PM deducts $800 from the security deposit at move-out as part of their “policy,” which isn’t tenant-friendly or transparent.To be clear, I’m not saying PMs don’t add value—especially when I don’t want direct contact with tenants.

If the $500 is something you want to use in the next 3-5 years a high yield savings account or CD ladder might make sense. 

Use the short term CD's to pay your taxes when they come due.

People generally leave when they want to leave and the only advantage with a year is you can collect a penalty if they break the lease. 

With said scenario rent falls into the equation if no purchase is made soon which to me is literally throwing money away or giving it to someone else basically bleeding money with zero ROI later on. 

Prepayment penalties- usually 1-5 year terms.

The is a work at home scam where they say you can work and make a income wholesaling.  They push you to pay $150 for a ad set up fee so your ads get set up correctly and not suspended specifically and when done all th...

And reality no matter who is teaching you..