Debt does sound scary but keep in mind you are buying assets not racking up consumer debt.

.📉 Consumer Inflation Better Than ExpectedInflation came in cooler than expected in September.

I'm not sure where the inspection report came from but it is VERY unusual to be provided this and it is very time consuming to go through and diagnose. 

This would require splitting work across different contractors to avoid one person exceeding my time invested..

But converting a place to be ADA is crazy expensive, very time consuming, unless the property is rather new often exposes some other issues that need to be adjusted to make that ADA whatever happen. 

Would it make more sense to market to consumers and sell convenience?

Big Biz rolls' it down to the consumer.     

Under Oregon law, landlords may not raise rent more than once every 12 months, and the maximum allowable increase is determined by the lesser of 7% plus the annual change in the Consumer Price Index (CPI) or a percentage set by state law.""

In a million years, I wouldn’t make or buy an owner-occupied/consumer-purpose loan.

What most consumers don't realize is how large the difference in skill levels is between agents: most agents are part time and add little actual value.