I'm bringing the $$, he's doing some labor himself and charging me nothing for labor. 

When you do STR rentals for those months in your slow season, I bet you have lots of empty days. 

700/month/rental. 10 rental properties What will your average purchase transaction look like for a rental generating $700 of monthly profit?

Seeing more landlords refinance to adjust monthly cash flow or restructure older loans.Some are pulling out capital for repairs, expansions, or new acquisitions.If you’ve done a recent refinance on your rentals, did it improve operations for you?

My plan has been once i got situated with a stable source of income to start investing in rental properties.

Possibly looking to buy land or rental properties in Gulf Shores, AL.

Our current manager is in Huntsville and it is becoming clear that we need someone more local to Cullman who can be on top of showing our listings and taking charge of maintenance and repairs as needs arise. 

If one spouse qualifies for reps and materially participates in the rental activity, then all the rental activity should be eligible to write off any losses against active income to better help, can you describe how your mom is a real estate professional?

A lot of CPAs can file a return, but very few really understand the nuances of agents, investors, short-term rentals, cost segregation, entity structure, and compliance.For example, I’m based in California, but I help clients nationwide, and many real-estate-focused CPAs operate the same way.

I definitely want to stay clear of anything that could trigger fines or compliance issues, so your point about STR activity in communities with rental caps makes a lot of sense.If the documents don’t spell out any restrictions around owner-occupied MTR/LTR setups, I’ll look into the roommate or owner-occupied lease option you mentioned.