Hospitals don’t vet spouses, and every horror story I’ve seen with travel nurse rentals has come from the non-nurse half of the household.Income can come from either, but verify it.Some landlords rely entirely on the nurse’s contract letter — and that’s fine if they’re the sole payer.But if the spouse is contributing or working remotely, verify their income the same way you normally would.Bottom line:Screen both adults.Base income approval on whoever is actually paying the rent.Use the nurse’s assignment letter as proof of stability, not as a free pass for the spouse.It keeps things fair, consistent, and avoids the “I wish I would’ve screened the partner” headache that way too many landlords talk about.

For momentum, recycle into a second single‑family that needs safety/capex first, stabilize rents, then refi and repeat.

.• Market it as turnkey, tenant-occupied• Provide rent roll + payment history• Offer access for one quick walkthrough with proper noticeInvestors love inherited stability, so this route usually sells faster than people think.2.

You have to be ready for setbacks (and a lot of them) along the way: be it lost shipments, faulty products or unexpected costs. 

LTV varries by product and Lender, property and borrower risk, location, and more.Fix and flips, generally 85% LTC subject to 70% of ARV.

Let’s dig in more.According to them, the multifamily market continues to stabilize, with absorption steady at about 506,000 units and new completions down 18%.

**Exit strategy on TOD / SB 79 sites:**     For small TOD infill like this (existing 4-unit, potential for higher density):   - Do you underwrite mainly as an **entitle-and-sell** play,     - Full **build-to-hold**, or     - A phased approach (stabilize existing improvements, then entitle and redevelop later)?

Build your STR core four (agent, cleaner/handyman, co‑host or PM, CPA who knows REP/STR rules), create a punch‑list template to stabilize this fourth unit fast, and commit to weekly pricing reviews and monthly P&L checks so you can rinse and repeat with confidence.

With higher interest rates and elevated operating expenses, they’re reducing leverage because they need to be confident the loan can be refinanced once construction is complete, or that a construction-to-perm loan will perform at stabilization. 

SELL THE ACTUAL PRODUCT.And somehow, those people get paid more than the person who actually makes the product.