A typical initial doc request will include: Photo ID, Entity docs (if applicable), Bank Statements, Insurance info/contact, Leases or STR rent history (if applicable - vacant units will use market rent or AirDNA projections for STR properties), Mortgage payment history and payoff for refi, Condo Questionnaire (if applicable), Purchase contract/Document improvements (if applicable)

Adding properties is more of a hobby than a goal or sense of accomplishment/purpose/identity. 

You can also usually use 110-120% of market rent if you do have rent verification.

Often there are several nearly identical properties available at the same time and all with the condo fee, tax and utilities meter running if sitting empty.

When I started asking specific questions this is what he replied:"There is no points the only fee paid is the down payment for loan registration process fee which is paid after the signing of the approval letter also we will need a proof of residence like ssi document, water bill etc. for proper verification of were you stay."

Typical mortgage rates follow the 10 year treasury almost identically, but for watching trends in the DSCR world the 2 year treasury will more similarly mirror pricing (plus a spread to manage risk).Happy to give some more context or ideas if it might be helpful for you though.Thanks for the sharing this information.

Wendell de Guzman MADE THE LIST.BiggerPockets Crooks, Scammers, Deviants, Fake Identities & Con Artists

They make identical income but she’s relatively vindictive and super bored.

@Jason Malabute what we found out so far is that first they have 9 weeks if they select you for ID verification even if you send ID verification immediately that unit gets 9 weeks. 

Underwriting & TimingNavy Fed underwriting can be stricter on income verification and may require additional documentation since the loan is riskier with no money down.Timelines vary, but expect 30–45 days to close if everything goes smoothly.4.