Foreign nationals have the same rights to purchase real estate as German citizens, making it easy for Americans to invest in the German market without additional legal barriers.Furthermore, Germany has a transparent legal process for buying property, ensuring clarity and security throughout the transaction.

Quote from @Hamp Lee III: I’m currently under contract on a home in Texas, and the final documents the lender requires are a tenant agreement and proof of the security deposit and first month’s rent for my current home, which I plan to keep.The property manager I’m working with will use my home to house homeless veterans and senior citizens in a transitional setting, so it won’t be a standard rental.

Guarantors:Consider requesting a guarantor or co-signer who is a U.S. citizen or permanent resident to help ensure the applicant's financial stability.

I have several clients we close with at 75/80LTV on purchases and rates right there with US citizens pricing.  

If you aren't a Canadian citizen or permanent resident, I'd also look up federal government regulations as there are newer restrictions on non-Canadians getting mortgages in the last couple of years.

The AI underwriter said the agreement with Citizen’s depopulation is that liability must stay at 100K and cannot be change on the initial depop transition.

If it's on your primary residence or second home and the income can be documented with conventional methods than a local CU like Bethpage or banks like PNC , Citizens would be the most competitive.

I don't know about over there, but here in South Florida there are a lot of shenanigans going on by both the local governments and the citizens.

They had a lot of major things replaced in the last 2 years via a city program for senior citizens (roof, plumbing and sewer line, electrical panel but not a full rewire, windows, water heater) but the house needs a lot of cosmetic work and there's clearly water damage on the ceilings from previous roof leaks so likely some mold issues as well.The daughter mentioned comps in the area selling for 220k-230k but I think that's pretty high given the condition and location (19133 vs 19122 which is closer to the park).

This was an investment decision that one of the community's citizens presented to me as they saw what we were doing in the town already on our first flip in this area.