We talk with them on the pre-screen using a modified brandonTurner-like form. 

A whole life policy is being modified to behave like a compounding savings account with a guaranteed death benefit. 

If you're referring to property in Fayetteville, I suggest starting with  Chapter 161 of the Fayetteville Code of Ordinances which describes the zoning classifications, many of which have been recently modified. 

I would not let anyone modify my property, I would do it myself before letting even a “pro.” do it for free.

Everywhere in the current times is going to have some form of modified COVID/eviction rules, so I wouldn't make that a sticking point to location.

., 30 year amortization with balloon payment in 5 years), in which case I just ignore the results after year 5.Of course, the spreadsheet could be modified to account for multiple loans, multiple amortization periods and different payoff periods...I just tried to keep it relatively simple and able to suit my typical needs.

Also, I'm curious to hear – how does renting to C class tenants modify (if at all) the criterion for accepting an applicant? 

Each Housing Authority may file an Administrative Plan up to 1 time per year to modify the Section 8 HUD guidelines.

What is your experience when the tenant wants to modify the rental property himself?

They would say from a legal standpoint they are not taking your property, they are just modifying eviction laws.