Grass lawns will be a thing of the past already happening in Vegas  buy stock in a company that makes artificial turf they are going to have a field day in the coming years.. that stuff has been massively upgraded.. we even used it on the South side of Chicago recently its darn near Hood proof as well. 

Everything is with intelligent design.

I want to cash out at the age of 115 and use the cash to buy artificial organs to live forever, lol.

I listen to Paradigm Life's podcast and Patrick sounds very intelligent on IBC and economics, but I don't know how he structures policies for cash value that is liquid in year one.

As well as the other intelligent responses i received from @Ryan Murdock, Account ClosedIm thinking I may try a lease to own option instead.

Again, as I said I'd start with the friendlier approach, hopefully they have some level of intelligence, get the hint, and it's over.

I am just looking for some intelligent talking points to go with, so I can present a solid argument.

I'm always trying to create content that will help people make more money, and start driving towards their soul purpose.Thanks for taking the time to read this and to share your thoughts.I believe People With Financial Intelligence Can Change The World For The Better". 

Just starting out and trying to wrap my head around my toolbox so I can speak somewhat intelligently on the phone with potential sellers.  

I think you make an extremely intelligent argument about the age at which finance courses should be introduced.