In 18 months, you'll recoup the 401k position.Of course this is ignoring the long term benefits of a 401k, but when has 401k money put food on your plate? 

Look it’s either that or China becomes the dominant financial leader and currency reserve.

Many of the factories in China are closed.

Requiring tenant's to be responsible for repairs $50 and under is not meant to 'push' needed repairs onto the tenant, the clause is meant to protect the Landlord from truly 'petty' issues such as light bulb replacements, broken microwave plates, etc. 

It's all broiler plate anyway.

It might have ticked down a bit since the fed rate cut and China issue, but not much.

I had a different tenant several years ago that had burn marks ranging in size from a dime to a dinner plate! 

Most of our debt is to China, and our children will keep paying off interest to our Chinese overlords

We can solve the REI worlds problems over a plate of fajitas, and you can go shopping later. 

You accounted $100 per month for water -- which I think is incredibly low -- but nonetheless this is also on your plate.