I fund their deals 100% they make money I charge nothing up front I only make money when they make money we get paid the same day off of the HUDs..

So true, 100% of our portfolio has been built up with private money lenders - no banks, hard money lenders!

I'm a new hard money/private lender in Northern Virginia looking to join real estate investment clubs/groups.

Hey BP community,I’m exploring creative ways to structure deals and wanted to ask—has anyone here ever used earnest money as leverage to bring in a partner?

.: If you are New & Looking for Money or Financing for Buying real Estate Property, I’d first make a Cash offer to the Owner, then I’d ask about creative financing, then I’d know how much to talk to a Lender about.

It seems like banks lend more money to people paying more income tax.

As long as you back out before your DD deadline, your earnest money gets refunded.

Maybe I need to look deeper into hard money options.

They are not a lender that fronts down payment money. 

Money doesn’t chase rookies.