They're embarrassed by their finances and credit. 

I collect a security deposit hold against the guest's credit card, so that I do not have to rely solely upon the Airbnb "damage coverage".

If you’re talking about doing this as a business, you’ll need a far larger commitment to marketing.   

When you sell the land and now have a note, the financed amount is then added to the balance sheet, as a debit, the credit is the land value and the second credit is a contra-account called Deferred Gross Profit.

Then work backwards from there to fill in the pieces of how Real Estate can take you on that path.Also, RIGHT NOW, start establishing a credit line. 

Its a business - treat it as such.2.

I have one business credit card that I use personally.

A developer partner would be expected to bring:- Predevelopment and construction capital- Lender relationships and guarantees- Entitlement / permitting / SB 79 experience- Day-to-day control of the business planQuestions for developers / capital folks who’ve done something similar:1.

I have amazing credit (760) and zero debt and I purchased 2 homes this way.

@Marc HalpernI use QuickBooks Online (QBO) for my flipping business, rental businesses, and bookkeeping clients.