Quote from @Santos Lopez: I heard that there's a way to deduct short term rental losses against earned income (e.g.

If you are prepared to be a resident in one of the units and rent the others out FHA will allow you to Borrow from them providing you meet credit requirements, income requirements, and length of term working.

Charlotte > Houston and PhiladelphiaA lot of fortune 500 companies are building new offices in Charlotte.Weather is greatThe state tax rate is decreasing(and overall considered low)The city has a high end airportCharlotte, in my opinion, has the opportunity to be a large city(maybe not on the level of NYC, LA, San Francisco) but just a level below.

This involves purchasing land at a low cost and selling on terms to generate $100-$250 in monthly profit.

Your problem is you won’t get owner occupied low down payments on the properties.

Hey @Scott Green,From a tax perspective, keeping your mortgage might still work in your favor since the interest is deductible against your rental income, lowering your taxable income.

It shouldn't be hard to replace your server income with something real estate related. 

Purchase price $475k for ~$120k/year income.  

That is in effect what you are doing when you allocate $0 for PM.Your maintenance/cap ex is far too low for 2 units (~4x low) if trying t allocate sustaining costs.  

@Bonnie Low  How does baselane handle credit card transactions?