@Danny Ng  I want to echo much of what Senate stated.  1. 

Specifically looking relating to a triplex and a quad with NG atmospheric tanks in place (A few electric tanks are in the mix as well). 

They mean NOTHING to you...N   O   T   H   I   N   G   !!!!!

@Jonathan Ng, it seems like you're putting the cart before the horse here.

@Jonathan Ng FHA loans are great because the down payment is 3.5% however it is only up to 4 units.

@Kendric Ng I would call around to well known LOCAL banks and take their investment bankers to lunch or coffee and explain your goals and get their product offerings.

@Angelina Ng We've started in Feb 2019 and have grown since then. 

-Most landlords usually charge a flat monthly fee for water when it is not sub-metered @Angelina Ng

Thanks Michael, There is definitely a lot of work to be done:- Paint is pealing off all the walls- New appliances for 3/4 units- All units are required by the TWP to be connected to sewer now- Bathroom rehab for 3/4 units- Above ground oil takes removed and boilers replaced or retrofitted for NG (This is more a nice to have)I asked the owner if he would be willing to do owner financing and he said no...

- Benson Ng