20 November 2025 | 4 replies
Hello Noa,Structures and tactics will likely depend on your local market, property type, demand/interest for the subject property, etc.That said, for residential Real Estate deals in New York, we've had success with:- Escalation Clauses- Shorter loan commitment date deadlines- Waiving contingencies (i.e. inspection, financing, etc.)
29 November 2025 | 4 replies
The buyer only had to cover closing costs, which came out to something like nine grand.
26 November 2025 | 4 replies
Also, if the SDIRA invests in a property with a mortgage or other debt, you may be subject to Unrelated Business Income Tax, and that tax rate can go as high as 37%.
25 November 2025 | 15 replies
(Not good) but they don't care about anything else besides the subject. but if rocket had let's say a .5% or better rate I would definitely try and push the borrower in that direction for a few extra questions.
1 December 2025 | 16 replies
(So much more on this subject can be talked about)- Leasing - Marketing - Take or have great pictures taken to include video walkthrough!
2 December 2025 | 1 reply
To his credit, he said "I don't know enough about the subject, but I know the guy."
1 December 2025 | 6 replies
Your buying power isn’t just the loan amount, it’s the total project budget.With FHA at 3.5 percent down on $300K, your out-of-pocket down payment is roughly:• $300,000 × 3.5 percent ≈ $10,500• Plus closing costs (usually $8K–$12K on FHA in PA)• Plus any upfront reserves your lender requiresYour $50K line of credit will need to cover all of the following:• Down payment• Closing costs• Inspections and appraisal• Rehab• Holding costs during rehab• Furniture if you plan to pad-split or house hack aggressivelyBecause of that, most FHA buyers end up in the $250K–$350K purchase range for a duplex or triplex, depending on rehab scope.2.
29 November 2025 | 15 replies
In terms of a checklist if anyone can offer some advice.i aim to have this post have me cover my bases and understand some expectations so if anyone is willing, please do share your wisdom/experienceThank you for your time Off the top of my head here's my checklist for house hacking1.
9 November 2025 | 11 replies
All the information I’ve seen about “subject to” is the benefits to the buyer.
29 November 2025 | 12 replies
A duplex gives you the opportunity to live in one unit and rent out the other, which helps cover your mortgage and builds instant equity.