I told him smoking isn't allowed in the unit at all, but outside is ok (the premises has two balconies).

This is for anonymity and completely understood in the industry. 

Understood.

Also be extra careful if you're offering additional amenities that increase your liability risk off property like golf carts, canoes, bikes, etc. as many DP3 policies limit liability to the premise only.

Nb Element DST25CV020042court: California Superior Court, Sacramento Countydate filed: August 22, 2025plaintiff: Federal National Mortgage Association aka Fannie Maedefendants:Does 1 Through 10, DST Nb Elementplaintiff counsel: Reed Smithcase type: Contract - Breach of Loan Documentsclaims: Contract & Quasi-Contract ClaimsForeclosureProperty & Premises Liability Claimssummary:  Federal National Mortgage Association filed a $54.6 million foreclosure lawsuit against NB Element, DST on Aug. 22 in California Superior Court for Sacramento County over defaulted student housing loans.

This is because you are paying the same amount as before, but even more of this payment is going toward principal each month than in the original amortization schedule because even less of the payment is going to interest since the total interest charge is lower.There is no breakeven point or calculation using your thinking above because there is no additional cost - your premises are wrong.

When tenant leaves, they need to pay to revert the premises back to its original condition.

As a property owner, if you exhaust your primary GL coverage, there was likely a severe premises liability claim that occurred at your property.

And as my core commercial banks understood that I doing everything i could to protect them.

Not a way to treat someone in RE with a deadlineGeorge thanks for your tag here and my apologies if you mis-understood your conversation with my team.