Im originally from Georgia but am currently a Junior at Duke University (transferred from West Point).

Quote from @Andrew McCullough: Hi everyone,My name is Andrew and I am a junior finance major with a real estate concentration at Samford University.

It is a junior lien, in as it was field after the mortgage lien. the 120 window applies here thankfully. 

Hi,I am trying to rent a Single Family home which has main unit and attached JADU (Junior ADU) and they share the same utility.

Also are you sure your senior lender will allow junior loans ?

Think Publix/Kroger anchored, dollar store as junior anchor, a great clips/super cuts, maybe an inexpensive mexican restaurant, and budget clothing store, like a Rainbow or TJ Maxx.  

Quote from @John Underwood: SC will give the defaulting owner the overage if they request it.An owner (or former owner) requesting overages in South Carolina or Texas won't prevent you from getting the property at a discount.Under the new Arizona law, an owner requesting Excess Proceeds before the foreclosure is finalized will prevent the tax lien investor from acquiring the property or making any profit besides the generally very low interest.I am worried that might even happen if a junior lien holder requests such excess proceeds.To make things worse, when the 30 day notices are sent to the homeowner, they need to include a statement regarding their right to ask for excess proceeds.

I look for junior anchors and large anchors close to the STNL property for daily cross feeder traffic around the site which can help your tenants business thrive more.

It's funny you mention finding a junior broker or one that is more "green" because the one team that I do have looking for commercial deals for me actually delegated all of the "grunt work" like door knocking to one of the newest brokers in their office.

In a mortgage foreclosure, liens that are more senior survive, and junior liens are divested (at least for those where proper service of the notice of sheriff  sale was properly delivered to the lien holders).