But ...The first thing I observed was the replacement cost portion of the quote, was, IMO, less than what it will actually cost to demolish the remains of the existing structure, pay for any hazardous waste removal following a catastrophic loss, and actually pay to replace the property in the event of a total loss, even though I used the quote feature to increase the replacement cost value by 20% (the maximum it would allow).

Those effected go well beyond the property owners, the economic contribution of RE and subsequent economic loss in the form of: management, maintenance, landscaping, caretaking, hospitality, tourism, contracting, designing, pools and gardening is economically catastrophic and will reverberate well beyond specific zip codes.

@Joel OhA regular insurance policy can refuse your catastrophic loss claim if they find out you were renting your house as an STR.

I've also seen investors self-insure smaller items like water damage or theft to cut premiums down to just catastrophic coverage (not ideal), but it can make or break cash flow in deals where the numbers are tight.In comparison to areas like Central Florida (where I’m based), Kansas City does have a more stable insurance environment since it's less prone to natural disasters.

I know that if everything was cut it would be catastrophic for the market and investors.

A 1033 exchange is specifically for involuntary conversions and catastrophic loss situations like yours. 

That was priceless during the catastrophic years of 2007 and 2008.

I also have a $175,000 line of credit ready if something catastrophic happens.

My goal is to make this property available to insurance companies, disaster recovery specialists, and individuals displaced by fire, flood, or other catastrophic events.I am seeking guidance on the most effective approach to market this property, specifically:Recommended Insurance and Disaster Recovery ContactsAre there specialized companies that manage temporary housing for insurance claims?

It's just like markets; more money is made in tragic and catastrophic events.