It involves a conscious and voluntary disregard of the need to use reasonable care, likely to cause foreseeable grave injury or harm to persons, property, or both

That said, since the borrower’s debt was wiped out in the Chapter 7, the damage is often limited because the worst of it, the bankruptcy, already did most of the harm.

I do know it’s either relapse related or straight up intentional attempts of defamation like it’s going to stop or harm me. 

A lawsuit on public record against them could put some serious harm in their future endeavors especially if they have a track record of bad deals.Note: I am not commenting on the experience of either party noted above and responding in a fashion that this information could be used for fill in the blank company.

Liability protects against financial harm due to lawsuits. 

The harm to a little one from a fall related to a faulty high chair seemed a little too high risk for us.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

If not, no harm done either way.If you are not in the Realty business consider working with some Realtors, sign non competes, pay them a referral etc...I don't know about spending a lot of money on marketing for property management clients, that would not be my strategy to grow. 

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

@Richard Kim wait, but start looking for a new PMC.If you can't find one, start planning to sell.If it goes away, no harm done, just some time spent.