You’re getting good advice here:Conventional loans: 25% down on a non-owner multifamily is the norm, mainly because the agencies want to see you have meaningful equity at risk.DSCR loans: You’ll sometimes see 20% down, and in rare cases 15%, but the trade-off is higher rates/fees.

Wettengel and Muro tried to buy out and settle with Nelson in Dec 2023 agreeing to pay him $30 Million but they didn't make meaningful payments on schedule.

you're not going yo meaningfully reduce your W2 tax burden, so better that you focus your energy on increasing your income.let's hypothetically say you can find $50k/yr losses to offset W2 income. that ultimately becomes $25k/yr net savings, which isn't insignificant, but it's likely not going to be worth the effort. you'll need a fair amount of capital or effort to generate $50k/yr losses, and its better to focus ther effort/capital on somerthing that's aligned with your investment strategy anr interests. 

Purchase price: $430,000 Cash invested: $430,000 Kyle and his wife, driven by a passion for meaningful experiences, bought 165 acres of untouched land with spring-fed lakes, ponds, and a peaceful creek.

and just to be candid... the market is tough right now, and just putting 20% down on a random, on market property in any market just isn't going to get you any kind of meaningful return.i wish i had a better answer but i don't. 

The key is structuring investments so even smaller contributions feel meaningful and manageable for both parties.

This is just national numbers.This slowdown reflects a meaningful shift in market dynamics: elevated mortgage rates, detached pricing expectations, and diminished buyer urgency are contributing to substantially slower cycles.For real estate professionals, builders, and investors, this could signal opportunities to recalibrate pricing strategies, marketing approaches, and sales timelines to align with evolving buyer behaviors.The best buying behavior to be apart of is the investor network.For the simple reason that they will continue to buy with no emotional escrow.They don't go by trends, just if the numbers work for today.That's what I love about seeing with Featured Agents on BiggerPockets.They get to tap into the network of BiggerPockets clients right when they are ready to buy...or looking for an agent today to help them acquire more.Here we are, it's going to be Autumn soon.

Over time, this builds a portfolio that generates meaningful passive income.Flipping can be part of your strategy later if you want shorter-term gains, but starting with long-term rentals generally provides more stability while you learn the ropes.If you want, I can suggest some specific turnkey markets and typical cash flow numbers for your first purchase.

I have one renter in the house with me and hope to spark my portfolio off of this house. 

Anonymity, asset protection, and giving back are all goals I hold close, especially as I think about building something meaningful that can impact others positively—like possibly setting up a Nonprofit under Global Friends Corner in the future.