Looking to find leverage to get money for down payment using business credit or what you recommend 

So I am looking at line of credit or possible cash out refinance but really don't want to cash out refinance on my primary.

@Sheila CampbellI'd negotiate with your creditors on the debt to reduce it.The thrift shop on post and Goodwill near Crosse Creek have used college textbooks you can sell with bookscouter (app) or amazon.Get on jump status for the $150 a month.I plan on house hacking soon, if you're anywhere near base, you should be able to do that.Find someone you can add value to, help them, develop friendship, and learn the trade.Enjoy the best military installation in all of the military.

These were tenants that were put in place by Antoine and the property management co had never had a credit or background check done.

Sometimes an original creditor will take years to sell the debt.

I don't think they care about their credit or any judgements against them.  

I help with navigating creditors who they are behind with.

They not only let you know the tenants history of paying bills and debts but they can give you a picture of where they are at financially in terms of money they owe to different creditors which may or may not impact their ability to pay you your rent.2.

We've leased to people with shaky credit or background because they seemed genuine and felt excited about the space and had zero issues.

I have a lot of equity in my home, and I'm wondering if getting a home equity line of credit, or if getting pre-approved for a home equity loan essentially makes me a cash buyer.