If it was me (I’m very conservative and have a family) I would make sure I could survive off my investing income, have sufficient reserves for my business and 6 - 12 months of living expenses saved in an emergency before taking the leap so I have enough financial runway to make the transition and not look back.

A short runway on the term of the loan stresses both a buyer’s business plan and exit options.

I keep a 4-6 month runway in cash in my portable storage business checking accounts.

I've found markets that have a good-to-great appreciation runway that also cash flow.