That’s safer, but you’re locking more capital into the properties.At 33 with a long runway, I’d personally ask: is the goal maximum long-term stability, or is it improving cash flow to redeploy capital elsewhere?

What appeals to me is knowing exactly what has been done to the house and having a long runway for capex and maintenance.

The method usually works provided you have a stable asset class and a long enough runway.  

Gives you more runway to hunt without scrambling for new letters.

That's actually solid timing - gives you enough runway to get pre-approved, find the right property manager contacts, and really understand your local duplex market.

The question is whether you have the financial runway to sustain negative cash flow while waiting for appreciation and rent growth to do the heavy lifting.What's your investment strategy beyond this property?

If it’s something you feel called to do, I’d encourage you to take the leap and build the runway as you go.

You still have rehab and lease-up risk, but you’ve got a longer runway if something doesn’t go perfectly.When a deal could go either way, I’ve found it usually comes down to:Where do you want your risk to live?

Those guys really know their stuff and by month six or so, they have things pretty figured out despite still having runway until they are actually approved and breaking ground.

But if Job B gives you mental bandwidth and runway to learn, network, and prepare properly, you’ll be far ahead by early 2026 than someone who just stockpiled cash and stayed too busy to think.Real estate rewards clarity and consistency far more than brute force income.