I only use it for my personal stuff, and exclude anything that has to do with my rentals, which I'm assuming would be the plan for yourself. 

My understanding for you though is it is not reasonable to have to drop your carrier or have the dog excluded so you could deny for that.  

Account Closed if your actual costs (excluding prepaids) are $4k and your monthly interest savings is $180, shouldn’t your break even be 22.22 months, or under two years?

In fact, it can be very disempowering to be the only female in a group with all these men talking over you and excluding you from the conversation (and this happens a lot to many of us.)I'm certain that we all hope to break into the majors like Jackie and take advantage of every opportunity at our disposal, but that doesn't mean that learning from other women who have already had success wouldn't be extremely valuable for many of us.

If your tax liability and/or depreciation recapture is large, you may want to consider a 1031 Exchange.Generally, you can sell your primary residence and exclude from gross income up to $250,000 in capital gains ($250,000 per taxpayer, $500,000 for a married couple) due to the 121 Exclusion.

In fact, lots of experts are saying that the housing market should largely be excluded from the coming collapse, because it is not the reason the economy is struggling, as was the case in 2009.

I just finished the first intro seminar and got my NACA ID and there are some details I would like to add.It states in their initial agreement: "Members in the Purchase program... cannot own or hold any interest in other property (excluding land, time share, inherited property without a mortgage, or a mobile home titled as a vehicle) at the time of closing on a home through a NACA Program.

And if rent gets too high, people who can buy will buy instead, except for those who are excluded from the market for whatever reason. 

Here in wonderful Cook County, Illinois (Chicago area), "legal source of income" is a protected class, so we can't exclude section 8 applicants.

If you are representing both sides, you should especially consider having an expert review the addendum.All of the above is just a real-world example, not legal advice, so proceed at your own risk and carry good E&O insurance that doesn't exclude seller financed transactions.