Typically, expenses are 50% of the income, or a little less, excluding debt service/mortgage. 

If you don't have a college degree, that will automatically exclude you from a lot of jobs.

pretty much anywhere East of the Mississippi river excluding some of the high cost of living cities 

Also, there are 350 homes that match the criteria you gave in NOVA; if you exclude HOA's that number drops to 62, and these are all out in Manassas, Woodbridge, etc.

On that note there is a very real reason that none of our domestic insurance companies (Allstate, State Farm, Geico, Progressive, on and on) will cover flooding - this is because they know that any property (and I do mean any property) has a 20% of flooding so they don't want to cover it and it is excluded in the policy language (under exclusions).

.- as a multi-family owner I am thankful that we are excluded. :) But, I also own many SFR's and am slightly annoyed, although if your house is well-kept it won't actually be that huge a deal.

Obviously luxury apartment rentals excluded.

I wish all the rah rah I bought one and love it (excluding Jay and Cody who can obviously afford them) had to declare their payment and working for money status.  

Despite being only 17 at the time, I would never want to exclude your experience.

But if you’re focusing on Kiosaki’s teachings, why exclude Cash Flow Quadrant where he describes his dealings in high risk/high reward stock market investments in companies about to go public?