We are working with a credit repair program who has advised to reduce credit card debt and open a secured credit card to improve our score in addition to some disputes of inaccuracies. 

I've had wholesale deals run into issues with redemption rights, title issues, earnest money disputes, limited property , hidden material facts, and closing timeline discrepancies.Most of these issues were caused by short sighted business practices, a lack of transparency with sellers, and poorly crafted contracts.

Sorry you had to go through that BS, AirBNB always sides with me on my disputes, I can’t see why they didn’t make them pay some of the money.

You may even find someone willing to help without you adding anything to their lives but the fact that they know they're helping someone.But, in the spirit of the new year, and presumably a new year's resolution you may or may not have made - it all comes down to whether you will have the courage and persistence to continue when it gets tough, when you're told no, when you don't know what to or how to do it, and when it's just scary.

We’re currently involved in a civil dispute with them over a laundry list of things they did and damages they caused to our homes. 

On the state level, Ohio law (Section 5321.19) currently does not permit rent control (emphasis is mine):(A) Except as provided in division (B) of this section, no political subdivision may enact, adopt,renew, maintain, enforce, or continue in existence any charter provision, ordinance, resolution, rule, or other measure that is in conflict with this chapter, or that regulates the rights and obligations of parties to a rental agreement that are regulated by this chapter, including, without limitation, by any way imposing or requiring rent control or rent stabilization.If you read the text of the proposed federal bill, the stop predatory investing act, only future investments would be impacted:(b) EFFECTIVE DATE.

@Wesley McDavidI suggest considering various scenarios in which this could go downhill and make sure you have good, mutually agreed upon resolutions/off ramps.Some that quickly come to mind are:>>  What happens after 2 years and she's paid back her half of the down payment? 

I will update any resolutions that I find.

Hello, friends,I'm going to describe a dispute without revealing my role in it.

His surveys became known for care and accuracy and he was called on to settle boundary disputes.