A new user probably would not know that until…..Some posters try not to get into debates and other posters gravitate to them like a moth to the fire.

This part of town seems to offer more affordable options while still being relatively safe and convenient for students.The goal is to:Provide housing for our daughter and her friends starting January 2026 (spring semester).Structure the purchase as a primary residence, so we can qualify for better mortgage terms.Include myself, my husband, and my daughter on the mortgage application to strengthen our position and meet the owner-occupied requirement.Convert the property to a full rental down the road once she graduates.We think the $30,000 should cover a 5–10% down payment plus closing costs under the primary residence structure, and the property would serve as both a short-term housing solution and a long-term investment.Would love advice from the community on:Does this sound like a smart way to combine student housing with a first-time real estate investment?

@Todd MacDonald how likely is your relationship with the "ex" to stay friendly or will it deteriorate more over time?

Quote from @Franklin Marquette:I own a property with some friends as tenants in common. 

I have a cool friend.

Columbus is also very landlord-friendly compared to a lot of other states, which makes long-distance investing easier.

It's a user-friendly platform that offers a wide range of features tailored to the needs of the real estate industry.

I'm a big believer that house hacking a multi with a conventional loan is the best way to start, so I'd be finding an investor friendly agent who you click with, talking to a lender and seeing what you can do within your abilities and relative comfort level. 

Are NJ and PA landlord friendly or tenant friendly?

We have friends who can immediately co-list with us so I plan on leveraging that expertise to relieve some of the mental burden.