That I can go to the bank, get the $, and the bank pays them.

.- Call local banks and ask if they hold any mortgages that are in default- I've heard you can pull lists of owners that are over a certain age, or own their properties outright (the idea being that they might be retiring, moving south, and would be interested in getting a bunch of cash, or seller financing.Thanks in advance for any advice.- Lowell Bailey

I just finished an online course on multifamily real estate through Michael Banks Investing.

The bank I typically use for flips will do me a rental loan for 15% down of purchase price and then add into the loan the additional reno expenses as I need them so I am not out of pocket any further. 

Traditional sale will be 25% down with the bank for the whole property.  

Using a 65% bank Collateralization, just on the equity valuation and not the Operating Income. 

Are they independently wealthy and never intend to have a job or a bank account or pay taxes or apply for benefits?

If you are using a bank, they will want a down payment, a credit report, proof of income, an appraisal and a pound of flesh.

I have a business bank mercurysnd my bookkeeper is pilot.com

At very least their own revocable living trust with all property, bank accounts, and vehicles title in it.