Just depends on the asset, state, value, credit, DSCRFor 1-4 Unit Residential, you can expect the following on a DSCR loan Rates: 6.00-8.99% Points: 0-5% LTV: 80-85% Terms: 5/6 ARM, 7/6 ARM, 30 Year Fixed 

Shaun,First, 90% LTV is wishful thinking...Second, have you looked LOCALLY at community banks and, especially, credit unions? 

Local banks and credit unionsSmall local lenders love funding deals in their own backyard, especially if the neighborhood is strong.

Class C style tenant  What credit score are you expecting a target tenant to have?

So, you relied on the credit score of the borrower and the strength of their business income to get them approved?

You do not need a US credit score to qualify. 

.- I've already started the pre-approval process with a credit union based in North Carolina, but I'd love some help understanding how to structure the gift of equity correctly for investment properties, what documentation may be required, and if there are any specific limitations or tax implications I should consider.- My goal is to close on both homes by the end of the year or early next year.If anyone has experience with gift of equity transactions for invest properties -- especially in North Carolina or involving out-of-state buyers -- or can recommend a loan officer, lender, or real estate attorney familiar with this setup, I'd really appreciate your insight.Thanks in advance!

That’ll help you stay competitive and attract qualified tenants faster.Also, make sure you’re very clear about your rental requirements in your listing — things like minimum income, credit score, move-in date, and pet policy.

You could set up a line of credit on the owned properties and be ready when you find the next deal.

That logic makes no sense, and it left me feeling stuck.A support agent has now offered to manually deactivate auto-renewal on their end, so at least I won’t need to cancel my credit card—but this should not be such a difficult process.Overall, TurboTenant has been an expensive waste of time and money.The software is clunky, support is slow and confusing, and the listing performance is far worse than every other platform I use.