We got him a quote to replace two doors.

My key requirements are Coverage that allows for rebuilding or repairing the properties at current replacement cost (not depreciated value).

Best part is parents will co-sign and once the cycle starts each year the student will find replacement roommate. 

Replacement jobs will only be available if new companies come to the city and create jobs that pay comparable wages for similar skills.

And, the property is worth at least 225,000 ( what I pay taxes on) but more modern updated comps the same size are going for 400000-450000 in the area. 

I'd check the water shut off valves (under sinks) - if they are "old" knob style, id try to turn them to shut off the water and see if they leak (they do tend to do it over time) - replacement can be costly because it will require water shut off to the entire building (unless you have the individual main water shut off) - it will have to be done thru HOA, increasing cost. 

As part of this, you could try to get a replacement property under contract and negotiate contingencies with floating closing dates.

Cut low‑value habits by replacing them with a cue routine reward stack, and measure progress by actions, not feelings offers sent, PMs interviewed, deals scanned.

Color me cynical but For some reason I don’t think the early offerings of fractional ownership utilizing block chain technology will be any different.Now to clarify - I do think blockchain fractionalized interests will eventually become the default ownership mechanism replacing the current Byzantine recorded records in 5,000 different jurisdictions that we now have.  

We'd "house hack" until we find a tenant to replace us and we lock in another deal, then we'd roll into the next property and fill up the first.