Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

.: $80,000 per duplexActual: $807,000 total– $161,404 per duplex– $80,702 per unitEvery dollar over budget came from me—no extra bank funds.

Total lie.Their so-called “sleep-at-night guarantee” is a joke.

I participated in 3 syndication deals total investment around $250K.

As the tenant moved in the first week like 5 things pop up ( leaks/ Water heater not working and several other small things) the total was 800$ i found a local guy to repair them but his labor plus trip charges and parts are racking up, and hes cutting us a deal because his per trip charge is $125 Range.

Bloomberg forecasts that with the 50-year loan and a conservative 50 bp rate hike, almost double the total amount of interest would be owed compared to the 30-year mortgage.Making 50-year mortgages a reality would require overcoming major regulatory, operational, and market obstacles.

Our results:Average tenant stay: 5+ yearsEvictions: 7 total in 17+ years (across 1,000+ tenants).

As the tenant moved in the first week like 5 things pop up ( leaks/ Water heater not working and several other small things) the total is going to be about 800$ i found a local guy to repair them but his labor plus trip charges and parts are racking up, and hes cutting us a deal because his per trip charge is $125 Range. 

Estimated Monthly Expenses:Mortgage P&I: Assuming you finance $200k (20% down, $50k) at a competitive interest rate around 7-8% (depending on current market rates and your credit) over 30 years, your payment might be in the ballpark of $1,350 - $1,470 per month [2, 3].Taxes/Insurance/PM/Vacancy/Repairs: We usually budget a percentage for these.Taxes & Insurance: Let's estimate maybe $300-$400 total a month (depends heavily on local NC rates).Maintenance/Vacancy: A good rule of thumb is 5-8% for each of those categories, so perhaps another $160-$250 total.Total estimated expenses could be in the range of $1,810 - $2,120 per month.

Even though the ARVs may be $260k, this doesn't mean a developer will pay $50k for the lot even if they totally could.