I'm looking to learn more deeply about the loan process

Please do not come to Wisconsin, buy distressed properties, not fix them up and then let them go in to foreclosure.

That would open up even more choices.

I would say I know where everything is and it is documented, however I am trying to find a better / more organized / automated system.

We tell our bookkeeping clients not to scale chaos (I say "cancer") all the time. 

A large part of it in both the rental and sales market is that people are "stuck" in whatever current housing and job situation they find themselves in. 

From our side, we see so many investors who qualify without realizing it, especially when one spouse manages the rentals full-time.It’s not just about hitting the 750 hours; it’s about how you structure and document your activities.

And I broke it out per sqft as to what similar properties were going for.

But, what happens when it takes three months to find a qualified tenant? 

The C areas can work but with laws becoming more and more tenant friendly mistakes will be costlier and the perceived cash flow will go down more than expected though way better than D.