Mini splits I think are your best bet.

You haven’t been hurt, and I bet you have real issues to focus on.

Inventory is tight, and new construction is gaining traction. We’re building financing models to support both paths. Which side are you leaning toward and why?

I knew it was a risky bet as Baltimore has much crime and systemic issues they can't seem to overcome.

Nope, I wouldn't take that bet, :-) 

If you were to view your forms from TT, I’m betting they put the deduction on the schedule C form.I just finished a 2.5 hour conversation with the tax law department of the irs.

Also, if you're really close to the beach, I bet AirDNA's projection are skewed by oceanfront properties near you.

Hey Mike,Given it’s a non-warrantable condo and an asset-depletion loan, your best bet is to check with portfolio lenders or local credit unions  big banks usually won’t touch those.

I only wish I was confident I would be able to refinance since I'm self employed without the W2 income verification conforming banks require.

commercial lenders, private lenders, and hard money lenders wont be able to do this because the client lives in it. best bet is probably a local bank.