Aka mid 20s , have part time jobs, and do not rely on family support for rent. 

Looking at total cost is importantjust because a lender doesn't ask for additional information as part of underwriting doesn't mean they are taking on additional risk.

Again, hopefully, you have enough experience to dig deep, proceed with caution, and not be in a hurry.Too often, investors rely on others or their "team," and they abdicate too many of their responsibilities. 

The information contained in this post is not to be relied upon.

Sounds like this is a private money lender or a hard money lender.If you are getting funds from another source and relying on that to close, you should not put in the purchase agreement that you are buying with cash.

The information contained in this post is not to be relied upon.

The information contained in this post is not to be relied upon.

The information contained in this post is not to be relied upon.

The information contained in this post is not to be relied upon.

Do not rely on processors.